Clear Path Verify
How it works What we verify Pricing FAQ Who we are Request a verification
Per-load carrier cargo risk management

Catch the coverage gap before the load moves.

Onboarding platforms score a carrier once. Your exposure is per load. Clear Path Verify confirms the specific driver and vehicle on this load are on the carrier's active cargo policy, checked directly with the insurer the day it moves, so you tender on current facts instead of assumptions.

Request a verification See how it works No platform to install. No contract.

Every verification does three jobs: it cuts your exposure on this load, keeps the margin you booked from riding on an unverified policy, and adds a time-stamped record to your diligence file. The gap between what's booked and what's covered is where the loss lives. We put it in front of you while you can still act.

The risk has moved
$725M
in estimated U.S. and Canada cargo-theft losses in 2025, a 60% jump from 2024, even as the number of incidents held steady.
$273,990
average value per theft in 2025, up 36%. Organized groups are targeting fewer, higher-value loads.
The dock
is where it breaks. Criminals increasingly target loads already assigned to legitimate carriers, sidestepping checks that focus only on the tender.

Source: Verisk CargoNet, 2025 annual cargo-theft analysis and Q3 2025 supply-chain risk report.

The math on one load
~$300
a typical broker margin on the load you're covering
$273,990
the average cargo theft in 2025, per Verisk CargoNet
$59.99
the check that confirms the coverage under it is real

One uninsured loss can erase the margin on dozens of loads. The check costs a fraction of the margin on one.

What makes us different

Carrier checks tell you who you booked. We tell you who's covered to show up.

Automated platforms verify a carrier's authority and history at onboarding. They can't confirm, in real time, that the driver and truck assigned to a single load are on the policy. We can, because we pick up the phone.

Per-load driver & vehicle verification, in real time

For the load you're tendering today, we confirm the assigned driver and vehicle are listed on the carrier's active cargo policy. Not a carrier you onboarded six months ago: the truck rolling now. Few services in the market verify this per-load, and human-confirmed with the insurer.

Confirmed with the insurer, not an inbox

We verify directly with the insurance company wherever possible, the source fraudsters can't spoof. Spoofed emails and harvested credentials don't get past a live confirmation at the policy's source.

Independent, on demand, no platform to adopt

We're an arm's-length third party, not a network you plug into and pay for all year. Request a verification when you need one: pay per use or a light monthly plan. Built for the clients the big platforms overlook.

Yes, we actually call.

The industry treats the phone call as the slow, old way. We treat it as the moat. Automation is exactly what the fraudsters learned to slip past. A live confirmation with the insurer is the thing they can't scale around. It's deliberate, and it's why our verification holds up.

Clear scope

What we verify, and what we don't.

We keep our scope deliberately tight, so you know exactly which risk this control addresses and which it doesn't. A verification is a check, not an insurance policy: it doesn't replace any contingent cargo coverage you carry yourself, it confirms what's underneath the load, not a layer on top of it.

What we verify

  • Whether a carrier's cargo legal liability coverage is active
  • Whether the cargo limit meets the minimum you specify
  • The policy's status and current term dates
  • Whether the driver and vehicle you provide are listed on the policy
  • Confirmed directly with the insurer wherever possible

What we don't verify

  • Automobile liability, general liability, or workers' comp
  • Carrier identity, authority, or safety history (that's onboarding)
  • Broad fraud investigation, KYC, or carrier background checks
  • Which driver or truck will actually arrive at pickup
  • Whether coverage stays in force after we verify
How it works

Four steps, no documents to upload.

You send a few details from the carrier's certificate of insurance. You keep the document. We do the rest.

1

You submit the load

Carrier, policy number, the minimum limit you need, and the driver and vehicle assigned. A minute from your COI, no files to send.

2

We confirm at the source

We contact the insurer directly to confirm the policy is active, meets your limit, and lists the driver and vehicle you provided.

3

You get a report

A clear written report of exactly what was confirmed (status, limit, driver, vehicle) and how we checked. Valid for 24 hours.

4

You decide, informed

Tender, swap carriers, or ask for updated coverage. If a dispute ever needs the record, Verification Proof (the underlying records) is available on request.

A pre-tender control

A control point in your carrier risk process, before exposure attaches.

A carrier's cargo policy is the risk transfer your load rides on. A verification tests that transfer while you can still act: coverage active, limit met, this driver and this vehicle listed, confirmed at the source. If something doesn't check out, you learn it before tender, when you can swap the carrier or require updated coverage, instead of after a loss. The record compounds too: every check adds to a time-stamped, third-party diligence file, the kind of evidence that carries real weight when a claim is contested or a shipper asks how you vet coverage.

To be clear about what this is: Clear Path Verify confirms facts and documents what was checked. It supports your defense and your diligence record. Because it confirms the specific driver, vehicle, and policy at the source, it helps significantly mitigate the fraud and theft exposure that comes from an uninsured or unlisted party on a load, though it does not completely eliminate that risk, guarantee coverage, or by itself decide who is liable. Those outcomes depend on facts and law specific to each dispute. We give you the record; how it's used is for you and your advisors.

Why it matters

The control most operations are missing.

Insurers, courts, and industry bodies already treat source-level confirmation as the standard of care. The risk reality is simpler: when carrier coverage fails, the loss lands on you. A per-load check at the source is the control that closes that gap. The hard part is having the time to run it. That's where we come in.

Confirm at the source

A certificate a carrier sends you isn't proof of active coverage. The reliable check is contacting the insurer directly to confirm the policy is in force.

The exposure sits with you

Verifying a carrier's insurance is widely treated as the broker's responsibility, and a certificate of insurance is only a snapshot from one date. When coverage fails, the loss doesn't land on the platform you used. It lands on you.

The data gap is real

Carriers are no longer required to file cargo-insurance evidence with the FMCSA, so federal databases show little or none, which makes independent verification with the insurer the practical way to confirm coverage per load.

A policy can be valid on Monday and cancelled by Wednesday. A per-load check at the source is the closest way to know what's true the day you tender.

What you get back

A clean, written report you can keep.

Every verification comes with a plain, factual report, with no jargon and no interpretation. Just what was confirmed, and how.

Coverage status, limit, and policy dates in plain terms
Driver and vehicle confirmation, when requested
The source and method, recorded on every report
Verification Proof (the underlying records) available on request
Turnaround

Fast when it counts, and honest about the clock.

Verification moves at the speed of a load. Here's what to expect on timing.

Same day

Most verifications

When the insurer is reachable, we return completed verifications promptly, typically the same business day you submit.

~2 business days

If a carrier is hard to reach

If the insurer or agent doesn't respond right away, we make a second attempt over a short window before reporting back.

24 hours

How long a result is good for

A completed verification is valid for 24 hours. After that, request a fresh one before tendering again to that carrier.

Why 24 hours? A verification confirms what was true at the moment we checked. Insurance coverage and driver/vehicle assignments can change afterward. A policy can lapse, or a different truck can be assigned, and that's outside our control. The 24-hour window keeps your confirmation close to the moment of tender, so you're acting on current information.

FAQ

Common questions.

How is this different from a carrier onboarding platform?
Onboarding platforms vet a carrier's identity, authority, and history when you first set them up. We confirm something different and load-specific: that the driver, vehicle, and cargo coverage on a particular load are active and on the policy, verified at the time of tender. The two are complementary: we cover the part that happens at the dock.
Where does this fit in a risk management program?
Think of it as a pre-tender control on carrier cargo risk. Onboarding vets the company. A verification tests, per load, that the carrier’s risk transfer (their cargo policy) is active and actually covers the driver and vehicle involved. The written record then feeds your diligence file.
Do I have to upload my certificate of insurance?
No. You keep your COI. You enter a few details from it (chiefly the policy number) and we verify directly with the insurer. Keeping documents on your side reduces everyone's data exposure.
Doesn't the carrier's MCS-90 already cover this?
No, and this is one of the most common gaps we see. MCS-90 is a federally required endorsement on a carrier's auto liability policy (49 CFR Part 387). It's a public-protection backstop: if the carrier is at fault in an accident and their liability policy would otherwise deny the claim, MCS-90 forces the insurer to pay a third party, bodily injury or property damage, up to the required minimum, with the insurer typically entitled to seek reimbursement from the carrier afterward. It has nothing to do with your freight. It doesn't respond to cargo loss, damage, or theft, and it isn't a substitute for the carrier's separate cargo legal liability policy, which is the coverage a load's value actually depends on. Seeing "MCS-90" on file tells you the auto liability box is checked. It tells you nothing about whether the cargo itself is covered, which is exactly the gap a verification closes.
Does the carrier need to know I'm checking on them?
Yes, and it's routine, not adversarial. We confirm coverage directly with the carrier's insurer or agent under an authorization the carrier has already given, through your standard carrier paperwork or a short release we can supply. A carrier with active coverage has nothing to lose by confirming it. If a carrier resists or can't produce that authorization, that's useful information on its own.
What if the driver or truck changes after you verify?
We confirm the driver and vehicle you provide are on the policy as of the time we check. We can't know who will actually arrive. Only you can confirm that for the load. If the assignment changes, request a fresh verification before tendering.
How fast will I get a result?
Most verifications come back the same business day. If a carrier's insurer is hard to reach, we make a second attempt over about two business days before reporting back. See turnaround for details.
Does a verification guarantee I'm covered or protected from a claim?
No. We confirm facts and document what was checked. A verification is a risk control: it surfaces coverage gaps before tender, and the record supports your diligence file. Because it confirms the driver, vehicle, and policy at the source, it helps significantly mitigate fraud and theft risk, though it doesn't completely eliminate it, guarantee coverage, or decide legal liability. Those depend on the facts and law of each situation.
Single verification or Carrier Monitoring, which do I need?
Depends on the pattern. A single verification is a one-time, per-load check, right for a carrier you use occasionally or don't fully know yet. Carrier Monitoring ($14.99 / carrier / month) is for a carrier you run regularly: instead of paying per load, you get ongoing visibility into that carrier's coverage between loads, so you're not starting from zero on every tender. Many brokers start a new carrier on single verifications, then move it to monitoring once the lane becomes steady.
What does it cost?
Pay per verification, or a light monthly plan, no annual lock-in. See pricing for current plans.

Built for brokers, dealerships, and freight shippers.

Brokers & 3PLs

You carry the carrier risk on every load you cover, and your margin rides with it. Get the same per-load control the big players run, without an enterprise platform or a long contract.

Dealerships & shippers

Shipping a vehicle or a load of inventory that matters? It's your money on that truck. We confirm the hauler's cargo policy is active and covers it, before it moves.

Anyone who's been burned

If you've seen how fast a clean-looking carrier can turn into a problem at the dock, you already know onboarding checks alone don't cover that last mile. We do.

Pricing

One simple price per verification.

No tiers to decode, no annual lock-in. Every verification includes the written report at no extra charge.

Per verification
$59.99 / verification
Pay as you go. No plan, no commitment.
  • Cargo coverage confirmed, with the written report included
  • Driver & vehicle confirmation when you need it
  • Verified directly with the insurer wherever possible
High volume
Custom
For brokers, dealerships, and shippers running steady volume.
Carrier Monitoring
$14.99 / carrier / month

Ongoing monitoring of a carrier's coverage between loads.

Verification Proof
$119.99 / verification, on request

The underlying correspondence and records behind a verification, shareable in a dispute, claim, or audit.

Weigh the price against the load, not the market: $59.99 next to the margin you booked, and next to what one uninsured loss costs. Final pricing and terms are set in your Order Form. Billed per verification; high-volume pricing available on request.

Moving steady volume?

If you're running regular loads, we'll set you up with custom pricing and terms: an Order Form, and a Master Services Agreement where it fits. Let's talk about what works for your operation.

Talk terms
New to CPV?

Let's talk.

Have a question, or want to try your first verification? Get in touch and we'll set it up.

This is a general contact form. Please don't send certificates of insurance, load details, or other sensitive documents here. Once we connect, we'll share a secure way to submit verification requests.

Prefer email? Reach us anytime: info@clearpathverify.com
Call us: (682) 377-3591
Hours: Monday–Friday, 8 AM–6 PM Central